Don’t miss out on free or subsidised expert advice!

If you’re approaching retirement, understanding your pension options can feel overwhelming. That’s why the Trustee has partnered with Origen Financial Services – a trusted financial adviser – to help you make sense of your choices, at little or no cost to you.

Why take up this offer?

1. Free advice for most members aged 54½+
   Get one personalised guidance session tailored to your needs.
2. Subsidised rates available
   If you need further advice or if you don’t qualify for free advice.
3. No pressure, No obligation
   You’re in control – take the advice, then decide what’s right for you.
4. Avoid scams
   Work with a trusted adviser to avoid the risk of scams.

How it works

Origen specialises in the Plan’s benefits and will help you explore options like:

• Taking your pension as income.
• Transferring to another arrangement (if suitable).

Their advice is independent, and their fees don’t depend on the recommendations they give.

Act now

If you are thinking of retiring and would like some advice

Book your free/subsidised session today – It’s simple
Register on the Origen Portal and enter the following PIN code: 2531 when prompted.

After registering…

1. Complete the financial questionnaire so Origen can better understand your circumstances – the more they know the better they can help. Remember everything is confidential.
2. Attend your advice appointment this is about an hour long.
3. Recommendation you’ll receive your recommendation.
4. Decision your advisor will call you to discuss the recommendation and next steps.

Am I eligible

To qualify for free advice you must:

• Have benefits in the Lafarge UK Pension Plan
• Be aged 54 ½+
• Have a transfer value of at least £10,000
• Be a UK resident

You can have one free advice session, this will meet the needs of most members. However, if you need further advice from Origen you can access this at a subsidised rate.

Not a UK resident? Unfortunately, Origen can’t advise you, but you can find other advisers via MoneyHelper’s directory.

Why wait?

This is a unique benefit funded by the Trustee to help you feel confident about your retirement. Retirement decisions are important, but you don’t have to navigate them alone. Let Origen’s experts simplify the process for you.

Note: The Trustee may adjust this service in future, so we encourage you to take advantage while it’s available.

About Origen

Origen are one of the UK’s leading national financial advisers, with a history of providing advice for 140 years. They have received numerous awards and recognition of their services, including Retirement Planning Advisory Firm of the Year for the last eleven years. Origen is fully authorised and regulated by the Financial Conduct Authority.

They are completely independent from the Trustee and their advice is based on what is best for you and your personal circumstances.

Need help?

If you wish to book an appointment with Origen or if you need help following an appointment please contact Origen.

Email: Lafarge@origenfs.co.uk

Telephone: 08001244884